Adjusters For All
FIRE • FLOOD • WATER • STORM • WIND
We’re LICENSED Experts
Public adjusters in RI & CT
We’re experts at handling loss claims
When an incident occurs it can be stressful. We’re here to help make the claim process on your home or business with your insurance as smooth as possible. For Emergency Services 24/7 please call 401-640-4277.
We’ll estimate and appraise the loss, review your policy and after looking over the details, we’ll submit a claim on your behalf.
We work to negotiate you the highest settlement covered by your policy.
Experienced Professionals
We’re fully licensed experts, working to negotiate with your insurance on your behalf.
Clients First
We work for you so you can get back to focusing on your priorities.
Our Commitment and Values
We are dedicated to representing your best interest in handling your claim to get you compensated. Don’t settle for less.
Let’s Connect
Risk Free Consultation
NO RECOVERY, NO FEES GUARANTEE.
Schedule a consultation with us at no risk whether it’s a new claim or an existing one. There are no fees or upfront costs.
* For Emergency Services please call us. We’re available 24/7 to assist you.
WHO WE ARE
We’re Public Adjusters
With over 25 years of experience handling varies types of claims. Our experts can help you recover from any disaster covered under your property insurance policy.
We are trained, experienced and qualified to handle every aspect of your residential or commercial loss. Licensed in Rhode and Connecticut.
We represent you, working on your behalf.
Our Services & process
expert advice and guidance
We’ll be there every step throughout the entire claim loss procedure to advocate for you. We aim to limit stress and save you time.
Our Coverage
Types of Claims
Fire Smoke & Soot Damage
Water / Flood Damage
Hurricane, Wind & Storm
Broken/ Frozen Pipes
Mold Damage
Structural Collapse
Roof Leak Damage
Theft & Vandalism
Business Interruption
Vehicle crash into a structure or Other Damages
Contact us on new or existing claims and we’ll be glad to review it.
Client Testimonials
What Our Client says
“Stephen and his team was extremely professional and was very responsive with any questions or concerns I had. He dealt with everyone directly and got everything I needed to fix the damage that was done. I could not be happier with the outcome.”
George R.
“Stephen was professional and dedicated in getting my claim settled with my insurance company. He made sure my loss was covered and looked at every detail. It was a very smooth process and I would definitely recommend a public adjuster like him when dealing with a claim!”
ada K.
He came highly recommended to me by a friend and they did not disappoint. They responded in a timely manner and could not be more professional. If you’re looking for someone who has your best interest in mind do not hesitate to use this company.
Sharon L.
QUESTIONS
FAQ
What is a Public Adjuster?
A public insurance adjuster is a professional claims handler who legally represents you, the policyholder, who will review your insurance policy, appraise and estimate the damages, prepare and file an insurance claim to negotiate what you are entitled to from your insurance company.
The insurance can only negotiate with a licensed public adjuster by law. As such make sure the adjuster you retain is licensed and experienced.
My insurance company has an adjuster who is assigned to my claim. Why can’t I just have that adjuster settle my claim?
A public insurance adjuster legally represents you the policyholder exclusively and works on your behalf, while the adjuster assigned by your insurance, known as an the insurance adjuster or claims adjuster, represents and works for your insurance company best interest.
When should a Public Adjuster be hired?
A public adjuster should be hired as early as possible in the claims process, especially if you have a large or complex property damage claim, feel your insurance company’s initial settlement offer is too low, or are unsure about the extent of the damage. Early involvement can help ensure your claim is properly documented and maximized throughout the process.
How much does it cost to hire a Public Adjuster?
There are no fees or upfront costs until we receive an agreed settlement from your insurance company for you. We work based on contingency and charge up to 10% of the claim which is regulated by the Division of Insurance. We only get paid if you do.
I didn’t hire a public adjuster to handle my claim, can I still get one?
Yes, you are entitled to representation to ensure your claim loss is handled properly. Please connect with us for a risk free consultation to review your policy and your loss claim. We can answer any questions you may have.